How to send ACH payment using caliper api?

Question

I m trying to send a payment from a holding account that we own to a user I wanted to get some clarity on steps that need to be taken and where certain data inputs come from Overall steps Create recipient Make Payment Authorize Questions for create recipient Where does accountNumber come from Is that the same as AccountNumberInternal in getAccountList Where does clientAccountNumber come from How is it different from accountNumber Can I supply an empty string for emailAddress especially since alwaysSendEmail is going to be set to false Questions for make payment Is the logonName the logonName of the recipient or the sender Am I missing anything in the process What happens if we never authorize a payment we created Are there any fees with this Is there an easier way to send funds from one account to another

Solene Sossah · Answer

Hi Draden The flow that you described above is valid We don t currently support making ACH payments to unassociated accounts outside of these endpoints Create Recipient 1 The accountNumber field refers to the account number that is used internally by the FI which I believe can be retrieved using the GetAccountList endpoint 2 The clientAccountNumber field doesn t appear to be utilized we will make changes to our documentation to reflect this In the meantime you may need to pass a random value while testing Please keep a look out for upcoming releases in our changelog https docs q2api com docs q2 caliper api f1a95bb9397ba changelog for caliper api 3 The emailAddress field is required and would need to be passed in even if the alwaysSendEmail field is set to false Other 1 The logonName in the Make Payment endpoint pertains to the sender 2 If a payment is created but not authorized it will be marked as pending processing which can be verified via the TransactionStatus field in the Get Payments endpoint 3 Regarding fees you can make up to 2000 API requests for free and additional requests can be purchased see https docs q2api com docs q2 caliper api 729542264ca31 q2 caliper api Please reach out if you have additional questions Thanks Solène

Answers